Jackson County, Alabama: health insurance
What Jackson County residents should know about Medicare, marketplace plans and Medicaid.
Jackson County at a glance
| State | Alabama |
|---|---|
| Population (2023 est.) | 53,467 |
| Population rank in Alabama | 27 of 67 |
| Land area | 1,078 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Jackson County for 2027
9 Medicare plans from 4 companies are listed in Jackson County for 2026 but not for 2027, covering at least 364 people enrolled in the plans below today.
- HealthSpring Assurance Rx (PDP) (S5617-220, Cigna HealthSpring (HCSC))
- HealthSpring Extra Rx (PDP) (S5617-362, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| HealthSpring TotalCare Plus (HMO D-SNP) H4513-063 | Cigna HealthSpring (HCSC) | 133 |
| HealthSpring TotalCare (HMO D-SNP) H4513-055 | Cigna HealthSpring (HCSC) | 118 |
| Blue Advantage Premier (PPO) H0104-015 | BlueCross BlueShield of Alabama | 54 |
| AARP Medicare Advantage from UHC AL-0004 (PPO) H1889-015 | UnitedHealthcare | 43 |
| HealthSpring Preferred AL (HMO) H4513-046 | Cigna HealthSpring (HCSC) | 16 |
| HumanaChoice H5216-448 (PPO) H5216-448 | Humana | 10 or fewer |
| UHC Dual Complete AL-V001 (HMO-POS D-SNP) H0432-013 | UnitedHealthcare | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Alabama, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Jackson County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Alabama SHIP (Alabama Department of Senior Services) gives free, unbiased counseling at 1-800-243-5463. Ask which plans serve Jackson County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Jackson County ZIP code to see what is offered.
- Medicaid: apply through Alabama Medicaid Agency.
Alabama note: Alabama has not adopted the ACA's Medicaid expansion, which is a meaningfully different situation from most of the other states covered on this site -- an Alabama adult without children generally can't qualify for Medicaid on income alone the way they could in an expansion state, regardless of how low that income is.
Questions about Jackson County
Are the same Medicare plans offered everywhere in Alabama?
No. Plans are offered by service area. A plan available in one county may not be offered in Jackson County, so check by county.
Where do Jackson County residents get free Medicare counseling?
Alabama SHIP (Alabama Department of Senior Services) (1-800-243-5463) is Alabama's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Jackson County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.